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Offset Mortgage Example 

Offset with Interest Only

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Offset Mortgages

How can you best use the savings the result from using an Offset Mortgage.

How offset works with interest only mortgages

1.  In this case the mortgage balance will remain the same throughout the mortgage term. If the client links the current account and savings account with the interest only mortgage. By reducing the interest paid, a portion of the monthly payment is used to reduce the actual amount of the loan. The clients therefore have the ability to pay off part of their their mortgage every month. This over time could reduce the amount of capital that the client owes..